Mortgage Loan Originators:

FINALLY, Earn More Money for the Work You are Already Doing!

You cultivate the Realtor relationships, guide your clients, and network with other people who help people. 

So why shouldn't you get paid where you can, for the influence you already have?

Loan Originators

Mortgage Growth + Mortgage Revenue Share Model

Model monthly production, direct LO and agent compensation, the lender's volume credits, and a 7-tier Mortgage Revenue Share structure.

Model Your Mortgage Business

Enter your production assumptions below.

Advanced assumptions
Monthly funded volume
$0
Total LO production comp
$0
Self-sourced + agent-sourced
Agent participant comp
$0
Monthly MRS pool
$0
All-in pool, including employer payroll burden

How the Economics Work

Current Brokerage economics compared with the proposed Mortgage Revenue Share structure.

Current Brokerage Structure

Current management fee 0 bps
Current management fee dollars $0
Volume credit per funded loan $0
Total monthly volume credit $0
Origination fee less fulfillment cost + credit $0

Proposed MRS Structure

Brokerage management allocation $0
All-in Mortgage Revenue Share pool $0
Estimated gross W-2 participant compensation $0
Employer payroll cost inside MRS pool $0
Incremental branch allocation vs. current fee $0
15 bps
Brokerage Management
20 bps
Mortgage Revenue Share
Proposed total allocation: 35 bps
Core concept: maintain the 35-basis-point allocation and redirect up to 20 bps to the agents, loan originators, and leaders who build the mortgage loan origination organization.

7-Tier Mortgage Revenue Share

Enter monthly funded volume at each tier. Tier rates total 20 bps across a complete 7-level chain.

Tier
Rate
Monthly funded volume
MRS budget
Est. gross W-2
Network funded volume
$0
Monthly MRS budget
$0
Est. gross W-2 MRS
$0
Annualized gross W-2 MRS
$0
Illustrative planning model only. Not a guarantee, offer, compensation agreement, legal opinion, or projection of earnings. Actual compensation depends on employment status, licensing, eligibility, funded production, payroll treatment, company policies, program terms, applicable law, and any tier qualification requirements.
Oaktree Mortgage Revenue Share

Mortgage Revenue Share Calculator

Seven tiers. Paid on every funded loan in your network. Adjust the levers and see what building a network with Oaktree could mean for you.

Your Projected Mortgage Revenue Share
/ year
per month
Network size
Funded loans / yr
Funded volume / yr

Earnings by Tier

Mortgage Revenue Share is paid on the first $500K of each funded loan.
Customize your network by tier
Everyone recruits people
TierMembersYour share
Counts assume each member closes about two funded loans per year. Tiers 4 to 7 unlock at 5 / 10 / 15 / 20 personally sponsored frontline (Tier 1) members.
Your Borrower income

This is what you earn on the deals you generate, separate from and on top of what you earn from your 7-tier Mortgage Revenue Share, above. As a licensed Lending Partner (LP), every funded loan pays you 50 bps of the loan amount, up to $2,500 (paid on the first $500,000 of each loan).

Directed loan volume / yr
→
Per funded closing
→
Your Mortgage Revenue Share income / yr
on the deals you send to Oaktree, before any Mortgage Revenue Share
For illustration only, not a guarantee, offer, or projection of earnings. Revenue share is paid from Oaktree Funding's revenue on funded loan volume, on up to the first $500,000 of each loan. Tiers 4 to 7 unlock at 5 / 10 / 15 / 20 personally sponsored frontline members, respectively. Mortgage Revenue Share is paid for any quarter in which your combined network (you plus your entire downline) funds $1,000,000 or more; new members have a six (6) month grace period from their start date, and quarters below the requirement are not paid. Participating real estate agents may earn $500 processing fee during the pre-licensing phase. Personal production and Mortgage Revenue Share compensation shown (150 bps on up to $900,000 of volume per loan for Loan Originators; 50 bps on up to the first $500,000 of the loan, $2,500 maximum, per funded loan from licensed Lending Partners) is illustrative and subject to program terms, licensing, and applicable law. Actual results depend on network production, loan mix, and program terms in effect.

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The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Mortgage loans may be arranged through third party providers.